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Micole Sudduth
Mortgage Banker
NMLS ID #: 213062
Mobile: (770) 374-1847
Fax: (770) 821-1410

Looking for someone who will make the loan process as seamless and enjoyable as possible while keeping you informed from beginning to end? For more than two decades, Micole has built a strong reputation in the loan industry. Before becoming a mortgage banker in 2002, she was a loan processor, post closer and mortgage banking assistant, making her incredibly knowledgeable in all aspects of the process. She’s compassionate and able to structure loan programs and amounts to suit the needs of everyone; from a first-time homebuyer who requires down payment assistance to a seasoned homeowner in search of a high loan amount.

Micole is a Decatur, GA native. Her entire extended family still resides in the metro Atlanta area and she’s been married for almost 19 years. In her free time, Micole supports financial literacy programs, participates in fitness and nutrition programs and enjoys spending time with family and friends.

  • Top 10 loan producer in units for BankSouth Mortgage
  • Invest Atlanta Legacy Partner and Silver Producer
  • Georgia Dream Lender Advisory Board Member
  • Mortgage Bankers Association of Georgia Gold Award Recipient

Customer Testimonials

Thank you very much for all of your help to become homeowners! This was a very quick and painless process. We are very grateful and just want you to know that you are great at what you do. Thank you, as you have made my family very happy.

Nicola W.

Micole was very knowledgeable, professional and informative. She kept me in the loop from beginning to end and it was a very pleasant experience working with her. I would recommend her to anyone that is ready to purchase a home.

Debra D.

The team was great overall; they communicated with me in a timely manner. I had bad experiences with previous bigger banks before, but I will always go back to this team for any loan I need in the future. Thanks again for your professionalism and dedication.

Daniel C.

I wanted to take a moment and thank you from the bottom of my heart for helping to make this dream possible. I love my home and I can't believe I'm finally a home owner. You guys were amazing, and I never had to guess what was going on because you were always on top of everything and kept me updated. This was a long process and there were some bumps, but you held my hand through all of it and kept me sane. I don't think there could be a more dedicated, hardworking group of people I could've worked with.

Viv M.

Quick response times on every question I had. This is my first property and they made the process very smooth.

Malcolm J.

Thank you very much for assisting me through this process and making it as easy as possible. I know the team does this every day. But know that this day, for this person, you have made me happy. Even if it had not worked out, I would still appreciate all that you have done regardless because I believe everything happens for a reason.

Jonez T.

Micole defied every horrible expectation people set for me. She made it so easy! All her peers in the lending/closing process complimented how she works. Micole was right on time with everything, all while working up the Chenoa DPA for the first time!! Micole patiently and thoroughly answered all my questions. She was efficient, professional, and communicative the entire time. I truly credit her with making this such a pleasure and have already recommended her to a friend!

Karen S., Borrower

From beginning to the very end, Micole and her team at BankSouth Mortgage provided leadership and a guiding hand by personally answering all our questions and concerns. Team Micole understands the nuances of home finances. Coupled with unmatched coordination and cooperation, Micole and her team set a standard to be followed.

Leroy D.

Thank you, Micole, for making my experience a pleasant one. I am a first-time homebuyer and I am so grateful you were able to help me get into my beautiful home. Additionally, thank you for your professionalism.

Courtney H.

I just wanted to personally let you know that Micole Sudduth is so awesome! She recently helped my husband and I get into our first home. I was super nervous about the entire process as we were first-time homebuyers. However Micole made the process a breeze. Micole is very professional and she has been an absolute pleasure to work with. Her attention to detail and timely responses to all of our questions and concerns was a breath of fresh air in terms of customer service. My realtor (as well as the sellers) was very impressed with her and BankSouth as a whole. She stated that I should refer everyone to BankSouth. I will definitely refer anyone I know looking to buy a home.


From the beginning of this process, when I first called to inquire about obtaining a loan from Bank South Mortgage, to the closing, Micole was friendly, knowledgeable, professional and extremely responsive. I would email questions or concerns and she would answer them usually within minutes, sometimes long after business hours. She kept me informed as the process progressed. I am grateful to have had Micole in my corner and I would definitely recommend her! Thanks, Micole!

Victoria A.

Micole was very helpful by always being willing to help, answer and clarify any questions. She was always available and if she wasn't available immediately, her communication response time was very speedy which was greatly appreciated. She is also very kind and friendly which made working with her extremely enjoyable.

Maria A.

Thank you, truly, for all your help and guidance during this whole process. Micole and her team provided great service! Answered any and all questions to ensure I was knowledgeable and made aware of things throughout the entire process. Micole and the BankSouth team came recommended by a close friend; as a first time home owner going through the process, I couldn’t have asked for better guidance/ support from a mortgage team. Thank you for helping me achieve such a significant life milestone.

Clifford G.

Micole Sudduth and her team were instrumental in making the loan process flow easily and professionally. I received an awesome rate and a level of service beyond my expectations. Thank you, thank you team at BankSouth Mortgage for making my dream of home ownership a reality!!

Phyllis M.

My realtor basically ghosted me after the paperwork was started to purchase my new house. Micole stepped up and quickly and efficiently and with the patience of a saint answered all of my endless questions. She provided information my realtor should have given me and kept me in the loop. Very much above and beyond, she was honestly the only positive part of the home buying process for me!

Kristen A.

Team Sudduth kept an open line of communication during my entire process. Every phone call, text and email was answered in a timely manner and suggestions were made ahead of time in order to avoid problems later on. Thank you for making this a wonderful experience!

Meikoe W.

Micole worked with me for over three years as I sold my old home to the city and bought a new one. It was a long and often confusing road but, she calmly navigated it with me. I am eternally grateful for her dedication and knowledge of the mortgage process. She is a game changer. Thanks for everything.

LaTangela R.

The time that took to get back with me was amazing and quick. Gave me all the information I needed and some advice as well. I would totally recommend Micole and her team to anyone especially first time home buyers like myself to get the job done! My family was truly blessed to have worked with this great team.

Genevieve W.

The process was very easy and Micole's Team was very helpful and explained things well when asked.

Francis N.

I would like to personally thank the BankSouth Mortgage team for your assistance with each step of this process. Through countless questions the team exceeded my expectations, satisfying all of my mortgage needs. BankSouth Mortgage went above and beyond to help me and made the entire experience pleasant. I truly appreciate your professionalism and prompt responses. I would without a doubt recommend your services to anyone in the future.

Jalisia S.

Very knowledgeable about programs to help you get into a home ASAP.

Darcy A.

I wanted to reach out and thank you all for your assistance in making one if my life long dreams come true. The team at BankSouth was very helpful and professional from the beginning. They were willing to answer all of my questions and work to address my concerns throughout the home buying process. I’m certain that I made the best choice when selecting a lender. I'm still settling into my new home, and loving every minute of it.

Dame B.