Military Service Member & Veteran Support

Why Choose BankSouth Mortgage?

You’ve chosen to serve your country. We’ve chosen to serve you. At BankSouth Mortgage, we’re grateful for your commitment to our nation. We recognize the decision to buy a home is an important one that can bring up many questions. That’s why we’re committed to ensuring a smooth transition for you and your family, from application through closing.

BankSouth loan officers are members of the community in which they work. Everyday they help educate, inform and support customers in order to ensure a great experience. Your loan officer won’t just stay on top of your loan progress; they’ll also remain available to you every step of the way.

Your BankSouth Mortgage banker will:

  • Request Certificate of Eligibility (COE) on your behalf
  • Meet in-person or on the phone to discuss your financing options
  • Be available on nights and weekends
  • Offer tips and references for useful homeownership resources

 

Why Choose a VA Loan?

VA loan programs offer favorable terms for military personnel who want to buy, build, repair or refinance their primary residence. The benefits to you and your family include:

  • No private mortgage insurance (PMI)
  • 0% down payments for qualified borrowers
  • No borrower paid underwriting costs or lender fees
  • Competitive interest rates

Veterans and spouses may also qualify for a VA loan.

Why Choose a VA Renovation Loan?

A VA Renovation Loan allows you to make up to $35,000 in improvements to your home, such as updating kitchens or bathrooms, finishing a basement, making roof repairs, installing an HVAC system, and other modifications.

  • No borrower paid underwriting costs or lender fees
  • 620 credit score and above
  • Mortgage Banker assistance in facilitating approval of contractor, if needed

Getting Started is Fast and Convenient

Our ReadyLoan app allows you to begin the loan process immediately from anywhere - on your phone - and you can monitor you loan through each step of the process too! Click here to download now.


Get Started

Ready to get started? Let us help find a loan that works for you.

Apply Now

Our Commitment to Veterans

BankSouth Mortgage donates a percentage of the proceeds on every VA Loan to non-profits serving military families.

Learn More